Fintech
Digital Solutions for the Fintech Industry
The financial technology sector is redefining how people save, invest, lend, and pay. With digital-native users, open banking mandates, and intense innovation, fintech platforms must be fast, secure, and user-centric. According to PwC and Accenture, over 80% of global financial institutions are increasing fintech partnerships or developing in-house digital products to stay competitive.
To lead in the fintech race, companies must:
- Deliver seamless, secure digital onboarding and transactions.
- Comply with KYC, AML, PSD2, and local financial regulations.
- Use AI and data analytics for credit scoring, fraud detection, and personalization.
- Ensure 24/7 availability with scalable cloud infrastructure.
- Offer intuitive UX across mobile, web, and API-driven services.
Whether you're building a challenger bank, payment gateway, or robo-advisory platform—technology is the backbone of trust, growth, and innovation.
Solutions
What’s Next for the Fintech Industry?
At Zaman Tech, we help fintech startups, digital banks, and financial platforms design and scale secure, intelligent, and user-friendly financial solutions.
Digital Wallets & Payment Apps
Build mobile-first payment platforms with features like peer-to-peer transfers, QR payments, and card integrations.
KYC & Identity Verification
Integrate biometric ID, eKYC APIs, document scanners, and verification flows to ensure user onboarding is compliant and smooth.
Open Banking & API Integration
Develop PSD2-compliant APIs, connect to banks and fintech aggregators, and enable account aggregation or payment initiation features.
AI for Risk & Personalization
Leverage AI/ML models for credit scoring, fraud detection, transaction categorization, and personalized financial insights.
Robo-Advisors & Investment Platforms
Build smart advisory engines for portfolio management, auto-investment, risk profiling, and financial planning.
Compliance & Audit Readiness
Implement transaction logging, audit trails, role-based access, and compliance dashboards aligned with financial regulations.
Mobile Banking UX Design
Craft clean, secure, and highly intuitive interfaces for banking apps, focusing on user trust and engagement.
High-Security Infrastructure
Set up encrypted cloud systems, failover-ready hosting, role-based access control, and 2FA/OTP authentication layers.
Analytics for Growth & Retention
Enable dashboards, user segmentation, and behavioral analytics to optimize campaigns, features, and financial engagement.